Do you know someone having trouble finding health insurance that fits his or her needs and budget? If you do, encourage them to check out the Health Insurance Marketplace. Enrollment begins November 1 ends on December 15. All plans in the Marketplace cover essential health benefits, pre-existing conditions, and more.

To find the latest, most accurate, information about the Marketplace visit HealthCare.gov. At this website, coverage applicants can learn how the Marketplace works, who can apply for insurance, how to get insurance, how to lower your costs, and more. When individuals or families are ready to apply and enroll in a health plan, HealthCare.gov is the place for that, too. Healthcare.gov offers insurance from private health plans that cover a comprehensive set of benefits, including doctor visits, hospital stays, preventive care, and prescriptions. And, plans in the Marketplace must treat everyone equally; they can’t deny coverage because of a pre-existing condition. With a single application, coverage applicants will also find out if they qualify for Medicaid or the Children’s Health Insurance Program, or savings that can be used right away to lower health insurance premiums.